The dividend rates and Annual Percentage Yield (APY) are as of the last dividend declaration date and are variable and may change after the member opens the account. Regular Share Savings Accounts require a minimum balance of $5.00. Dividends are calculated and paid quarterly based on the average daily balance during the quarter. Last Declaration Date: December 31, 2023.
| Description of Account | Period | Dividend Rate | APY |
| Regular Shares | Compounded Quarterly | 0.40% | 0.40% |
| Christmas Clubs | Compounded Quarterly | 0.40% | 0.40% |
| IRA’s | Compounded Quarterly | 2.50% | 2.52% |
| Certificates ($1,000 Minimum) (rates as of January 1, 2024) | |||
| 12 Month | Compounded Quarterly | 3.00% | 3.03% |
| 24 Month | Compounded Quarterly | 1.75% | 1.76% |
| 36 Month | Compounded Quarterly | 2.00% | 2.01% |