Phone: (814) 725-8190 or (716) 326-4200 | Email Us | Recent News


Savings Rates

Savings Rates


The dividend rates and Annual Percentage Yield (APY) are as of the last dividend declaration date and are variable and may change after the member opens the account. Regular Share Savings Accounts require a minimum balance of $5.00. Dividends are calculated and paid quarterly based on the average daily balance during the quarter.

Description of AccountPeriodDividend RateAPY
Regular SharesCompounded Quarterly0.10%0.10%
Christmas Clubs Compounded Quarterly 0.05%0.05%
IRA’s Compounded Quarterly 1.85%1.86%
Certificates ($1,000 Minimum)
12 Month Compounded Quarterly 1.25%1.26%
24 Month Compounded Quarterly 1.55%1.56%
36 Month Compounded Quarterly 1.85%1.86%