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Funds Availability Disclosure

Our general policy is to allow you to withdraw funds deposited in your account on the same business day we receive your deposit.  Electronic direct deposits will be available on the day we receive the deposit. Our deposit cutoff time is the close of each business day. 

We reserve the right to delay the availability of funds beyond the next business day in certain situations. The funds will generally be available in 7 business days after the day of deposit. You will be notified of the date the funds will become available.

A Funds Availability Disclosure is issued when you open a share draft account at the Credit Union. If you would like another copy, they are available at the Credit Union Office.  Please stop in or call the credit union at 814-725-8190 and we will provide you with a disclosure.