APR = Annual Percentage Rate. Approval for financing is subject to lending guidelines and credit qualifications. Member eligibility required. Rates and promotions may change without notice. Certain conditions and restrictions may apply. *Rates are based on creditworthiness, so your rate may differ. New Vehicle rates are for all 2018 and 2019 vehicles. **Your Auto Loan rate may be reduced by 1% (but no lower than 2.99% APR) and cannot exceed remaining term of your current loan. Proof of rate and term required, existing NEWFCU auto loans are excluded.